CR 6 – Undead – Inflation Wraith

Tier 2 play

**Monster Name:** Inflation Wraith

**Size, Type, Alignment:** Medium, Undead, Chaotic Neutral

**Core Stats:** Armor Class (AC) 15, Hit Points (HP) 85 (10d8 + 40), Speed 30 ft.

**Ability Scores:**

Strength 12 (+1),

Dexterity 16 (+3),

Constitution 18 (+4),

Intelligence 14 (+2),

Wisdom 15 (+2),

Charisma 20 (+5)

**Proficiencies:** Saving Throws: Wisdom +6, Charisma +8

Skills: Deception +8, Insight +6

Damage Resistances: Necrotic, Psychic

Damage Immunities: Poison

Condition Immunities: Charmed, Frightened, Paralyzed

**Senses:** Darkvision 60 ft., Passive Perception 12

**Languages:** Common, understands all languages it knew in life but cannot speak

**Challenge Rating (CR):** 6

**Special Abilities:**

– **Inflation Aura:** Creatures within 10 feet of the Inflation Wraith must succeed on a DC 15 Wisdom saving throw or become overwhelmed by a sense of dread, imposing disadvantage on their next attack roll.

– **Price of Fear:** When the Inflation Wraith is reduced to half its hit points, it can unleash a wave of inflationary energy. All creatures within a 20-foot radius must make a DC 15 Constitution saving throw or take 3d8 necrotic damage and be pushed 10 feet away.

**Actions:**

– **Multiattack:** The Inflation Wraith makes two attacks: one with its Drain Wealth and one with its Grasp of Dread.

– **Drain Wealth:** Melee Spell Attack: +8 to hit, reach 5 ft., one creature. Hit: 2d10 + 5 necrotic damage, and the target's maximum hit points are reduced by the same amount until it finishes a long rest.

– **Grasp of Dread:** Ranged Spell Attack: +8 to hit, range 60 ft., one creature. Hit: 3d6 psychic damage, and the target must succeed on a DC 15 Wisdom saving throw or be frightened until the end of its next turn.

– **Inflation Burst (Recharge 5-6):** The Inflation Wraith releases a burst of inflationary energy in a 30-foot radius. Each creature in that area must make a DC 15 Constitution saving throw, taking 4d6 necrotic damage on a failed save, or half as much damage on a successful one.

**Description:** The Inflation Wraith is a spectral entity born from the collective fears and anxieties surrounding economic instability. It embodies the dread of rising prices and the burden of debts, haunting those who are overly concerned with material wealth. In battle, it uses its abilities to sap the strength of its foes, leaving them feeling drained and fearful. The Wraith prefers to attack from the shadows, using its speed and agility to evade direct confrontation while sowing chaos among its enemies. Its demeanor is unsettling, often whispering promises of wealth in exchange for loyalty, only to reveal its true nature as a harbinger of despair.