CR 7 – Type – Economic Wraith
Tier 2 play
**Monster Name:** Economic Wraith
**Size, Type, Alignment:** Medium Undead, Neutral Evil
**Core Stats:** Armor Class (AC) 14, Hit Points (HP) 85 (10d8 + 40), Speed 30 ft., fly 60 ft. (hover)
**Ability Scores:**
Strength 10 (+0),
Dexterity 16 (+3),
Constitution 18 (+4),
Intelligence 12 (+1),
Wisdom 15 (+2),
Charisma 20 (+5)
**Proficiencies:**
Saving Throws: Dex +6, Wis +5, Cha +8
Skills: Deception +8, Stealth +6, Insight +5
Damage Resistances: Necrotic, Psychic
Damage Immunities: Poison
Condition Immunities: Charmed, Frightened, Paralyzed
**Senses:** Darkvision 60 ft., Passive Perception 12
**Languages:** Common, understands but cannot speak all languages
**Challenge Rating (CR):** 7 (2,900 XP)
**Special Abilities:**
– **Economic Drain:** The Economic Wraith can siphon wealth from its foes. When it hits a creature with a melee attack, it reduces that creature's gold or valuables by an amount equal to the damage dealt (up to 10 gold pieces per hit). This gold is absorbed as temporary hit points for the Wraith.
– **Despairing Aura:** Creatures within 30 feet of the Economic Wraith must succeed on a DC 16 Wisdom saving throw or be frightened until the end of their next turn.
**Actions:**
– **Multiattack:** The Economic Wraith makes two melee attacks.
– **Corrupting Touch:** Melee Spell Attack: +8 to hit, reach 5 ft., one target.
*Hit:* 21 (4d8 + 3) necrotic damage. On a hit, the target must make a DC 16 Constitution saving throw or have disadvantage on their next attack roll or ability check.
– **Wealth Siphon (Recharge 5-6):** The Wraith creates a 20 ft. radius area of draining energy centered on itself. Creatures in the area must make a DC 16 Constitution saving throw or take 27 (6d8) necrotic damage, and the Wraith regains hit points equal to half the total damage dealt. A creature that succeeds on the saving throw takes half damage and does not lose hit points.
**Description:** The Economic Wraith is a manifestation of greed and despair, created from the remnants of those who hoarded wealth but fell into poverty and ruin. It glides silently through the shadows, seeking out the prosperous to drain their fortunes and spread its malaise. In combat, it uses its speed and the ability to hover to stay out of reach, striking down foes while instilling fear and despair with its aura. The Wraith is cunning, often setting traps in economically important locations to maximize its draining abilities.